Call reports 2010
FIRST COMMERCE BANK — 2010
What FIRST COMMERCE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 42,478,000 | 42,491,000 | 45,070,000 | 45,333,000 |
| Total loans | 36,450,000 | 37,403,000 | 37,247,000 | 39,983,000 |
| Allowance for loan losses | 395,000 | 401,000 | 418,000 | 415,000 |
| Securities available for sale | 481,000 | 1,487,000 | 1,231,000 | 1,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,301,000 | 32,342,000 | 34,688,000 | 34,800,000 |
| Interest-bearing deposits | 29,469,000 | 29,030,000 | 31,023,000 | 30,893,000 |
| Noninterest-bearing deposits | 2,832,000 | 3,312,000 | 3,665,000 | 3,907,000 |
| Equity capital | 4,751,000 | 4,971,000 | 5,185,000 | 5,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 576,000 | 1,166,000 | 1,757,000 | 2,347,000 |
| Interest expense | 168,000 | 330,000 | 495,000 | 653,000 |
| Net interest income | 408,000 | 836,000 | 1,262,000 | 1,694,000 |
| Noninterest income | 46,000 | 100,000 | 149,000 | 199,000 |
| Noninterest expense | 243,000 | 504,000 | 754,000 | 998,000 |
| Provision for loan losses | 0 | 5,000 | 20,000 | 50,000 |
| Pretax income | 211,000 | 427,000 | 637,000 | 845,000 |
| Income tax | 6,000 | 14,000 | 21,000 | 29,000 |
| Net income | 205,000 | 413,000 | 616,000 | 816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,745,000 | 4,952,000 | 5,155,000 | 5,355,000 |
| Total capital | 5,128,000 | 5,344,000 | 5,544,000 | 5,770,000 |
| Risk-weighted assets | 30,658,000 | 31,445,000 | 31,094,000 | 33,984,000 |