Call reports 2009
FIRST COMMERCE BANK — 2009
What FIRST COMMERCE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 38,955,000 | 39,275,000 | 40,303,000 | 42,175,000 |
| Total loans | 34,328,000 | 35,354,000 | 35,925,000 | 37,869,000 |
| Allowance for loan losses | 409,000 | 409,000 | 424,000 | 393,000 |
| Securities available for sale | 772,000 | 516,000 | 1,014,000 | 495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,102,000 | 28,942,000 | 28,568,000 | 30,129,000 |
| Interest-bearing deposits | 26,221,000 | 26,717,000 | 25,926,000 | 27,163,000 |
| Noninterest-bearing deposits | 2,881,000 | 2,225,000 | 2,642,000 | 2,966,000 |
| Equity capital | 4,952,000 | 5,143,000 | 5,058,000 | 5,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 561,000 | 1,140,000 | 1,728,000 | 2,326,000 |
| Interest expense | 196,000 | 371,000 | 544,000 | 711,000 |
| Net interest income | 365,000 | 769,000 | 1,184,000 | 1,615,000 |
| Noninterest income | 39,000 | 89,000 | 145,000 | 162,000 |
| Noninterest expense | 221,000 | 468,000 | 697,000 | 940,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 15,000 |
| Pretax income | 199,000 | 406,000 | 633,000 | 839,000 |
| Income tax | 8,000 | 17,000 | 27,000 | 38,000 |
| Net income | 191,000 | 389,000 | 606,000 | 801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,930,000 | 5,127,000 | 5,044,000 | 5,239,000 |
| Total capital | 5,296,000 | 5,502,000 | 5,424,000 | 5,632,000 |
| Risk-weighted assets | 29,251,000 | 29,932,000 | 30,338,000 | 32,207,000 |