Call reports 2006
FIRST COMMERCE BANK — 2006
What FIRST COMMERCE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 31,645,000 | 31,441,000 | 31,844,000 | 30,967,000 |
| Total loans | 28,532,000 | 28,844,000 | 29,372,000 | 28,772,000 |
| Allowance for loan losses | 308,000 | 294,000 | 313,000 | 313,000 |
| Securities available for sale | 981,000 | 980,000 | 991,000 | 993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,556,000 | 22,104,000 | 22,289,000 | 22,662,000 |
| Interest-bearing deposits | 19,448,000 | 19,770,000 | 19,750,000 | 20,395,000 |
| Noninterest-bearing deposits | 3,108,000 | 2,334,000 | 2,539,000 | 2,267,000 |
| Equity capital | 3,603,000 | 3,741,000 | 3,881,000 | 4,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 481,000 | 997,000 | 1,533,000 | 2,083,000 |
| Interest expense | 194,000 | 414,000 | 647,000 | 881,000 |
| Net interest income | 287,000 | 583,000 | 886,000 | 1,202,000 |
| Noninterest income | 31,000 | 64,000 | 104,000 | 141,000 |
| Noninterest expense | 179,000 | 367,000 | 553,000 | 741,000 |
| Provision for loan losses | 20,000 | 20,000 | 45,000 | 45,000 |
| Pretax income | 119,000 | 260,000 | 391,000 | 556,000 |
| Income tax | 6,000 | 10,000 | 12,000 | 14,000 |
| Net income | 113,000 | 250,000 | 379,000 | 542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,619,000 | 3,756,000 | 3,885,000 | 4,048,000 |
| Total capital | 3,927,000 | 4,050,000 | 4,194,000 | 4,348,000 |
| Risk-weighted assets | 24,106,000 | 24,398,000 | 24,701,000 | 24,015,000 |