Call reports 2003
FIRST COMMERCE BANK — 2003
What FIRST COMMERCE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 14,199,000 | 17,674,000 | 20,472,000 | 23,226,000 |
| Total loans | 13,212,000 | 16,530,000 | 18,100,000 | 20,128,000 |
| Allowance for loan losses | 130,000 | 165,000 | 180,000 | 204,000 |
| Securities available for sale | 0 | 0 | 506,000 | 755,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,622,000 | 10,969,000 | 14,493,000 | 17,359,000 |
| Interest-bearing deposits | 8,215,000 | 9,905,000 | 13,311,000 | 15,322,000 |
| Noninterest-bearing deposits | 1,407,000 | 1,064,000 | 1,182,000 | 2,037,000 |
| Equity capital | 2,772,000 | 2,797,000 | 2,876,000 | 2,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 199,000 | 439,000 | 723,000 | 1,040,000 |
| Interest expense | 54,000 | 121,000 | 199,000 | 286,000 |
| Net interest income | 145,000 | 318,000 | 524,000 | 754,000 |
| Noninterest income | 10,000 | 24,000 | 39,000 | 56,000 |
| Noninterest expense | 131,000 | 258,000 | 386,000 | 534,000 |
| Provision for loan losses | 30,000 | 65,000 | 80,000 | 105,000 |
| Pretax income | -6,000 | 19,000 | 97,000 | 171,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -6,000 | 19,000 | 97,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,772,000 | 2,797,000 | 2,875,000 | 2,949,000 |
| Total capital | 2,902,000 | 2,962,000 | 3,056,000 | 3,154,000 |
| Risk-weighted assets | 10,849,000 | 13,721,000 | 15,014,000 | 16,711,000 |