Call reports 2002
FIRST COMMERCE BANK — 2002
What FIRST COMMERCE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q3 | 2002Q4 |
|---|---|---|
| Total assets | 7,596,000 | 11,514,000 |
| Total loans | 6,855,000 | 10,043,000 |
| Allowance for loan losses | 70,000 | 100,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 2,156,000 | 7,224,000 |
| Interest-bearing deposits | 1,428,000 | 5,887,000 |
| Noninterest-bearing deposits | 728,000 | 1,337,000 |
| Equity capital | 2,864,000 | 2,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q3 | 2002Q4 |
|---|---|---|
| Interest income | 33,000 | 192,000 |
| Interest expense | 5,000 | 45,000 |
| Net interest income | 28,000 | 147,000 |
| Noninterest income | 5,000 | 10,000 |
| Noninterest expense | 99,000 | 614,000 |
| Provision for loan losses | 70,000 | 100,000 |
| Pretax income | -136,000 | -557,000 |
| Income tax | 0 | 0 |
| Net income | -136,000 | -557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q3 | 2002Q4 |
|---|---|---|
| Tier 1 capital | 2,864,000 | 2,778,000 |
| Total capital | 2,934,000 | 2,878,000 |
| Risk-weighted assets | 5,794,000 | 8,383,000 |