Call reports 2025
ANB BANK — 2025
What ANB BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,948,781,000 | 2,955,227,000 | 2,920,819,000 | 2,991,873,000 |
| Total loans | 1,888,075,000 | 1,868,885,000 | 1,893,467,000 | 1,843,810,000 |
| Allowance for loan losses | 15,941,000 | 16,069,000 | 16,520,000 | 15,296,000 |
| Securities available for sale | 27,555,000 | 22,752,000 | 18,971,000 | 14,578,000 |
| Securities held to maturity | 769,965,000 | 730,324,000 | 717,715,000 | 708,994,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,537,459,000 | 2,523,601,000 | 2,636,583,000 | 2,693,305,000 |
| Interest-bearing deposits | 1,595,992,000 | 1,519,427,000 | 1,602,459,000 | 1,672,993,000 |
| Noninterest-bearing deposits | 941,467,000 | 1,004,174,000 | 1,034,124,000 | 1,020,312,000 |
| Equity capital | 158,225,000 | 156,039,000 | 167,609,000 | 181,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 29,611,000 | 60,424,000 | 91,254,000 | 121,870,000 |
| Interest expense | 7,443,000 | 14,809,000 | 21,177,000 | 27,182,000 |
| Net interest income | 22,168,000 | 45,615,000 | 70,077,000 | 94,688,000 |
| Noninterest income | 3,130,000 | 6,257,000 | 9,471,000 | 12,657,000 |
| Noninterest expense | 21,047,000 | 42,228,000 | 63,595,000 | 84,175,000 |
| Provision for loan losses | -157,000 | 1,000 | 488,000 | -691,000 |
| Pretax income | 4,431,000 | 9,653,000 | 15,454,000 | 23,866,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,431,000 | 9,653,000 | 15,454,000 | 23,866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 256,301,000 | 247,523,000 | 253,324,000 | 261,736,000 |
| Total capital | 273,118,000 | 264,481,000 | 270,754,000 | 277,926,000 |
| Risk-weighted assets | 1,967,746,000 | 1,953,886,000 | 1,957,828,000 | 1,947,930,000 |