Call reports 2024
ANB BANK — 2024
What ANB BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 3,180,893,000 | 2,970,379,000 | 3,021,865,000 | 2,964,088,000 |
| Total loans | 1,783,653,000 | 1,876,170,000 | 1,908,178,000 | 1,907,979,000 |
| Allowance for loan losses | 13,682,000 | 14,614,000 | 15,355,000 | 16,118,000 |
| Securities available for sale | 129,255,000 | 71,330,000 | 38,974,000 | 32,387,000 |
| Securities held to maturity | 829,749,000 | 818,532,000 | 808,913,000 | 779,829,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,533,143,000 | 2,428,005,000 | 2,538,609,000 | 2,569,106,000 |
| Interest-bearing deposits | 1,529,654,000 | 1,483,198,000 | 1,499,858,000 | 1,577,467,000 |
| Noninterest-bearing deposits | 1,003,489,000 | 944,807,000 | 1,038,751,000 | 991,639,000 |
| Equity capital | 146,620,000 | 158,555,000 | 170,633,000 | 147,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 30,503,000 | 60,695,000 | 92,190,000 | 123,534,000 |
| Interest expense | 9,157,000 | 18,679,000 | 28,241,000 | 36,287,000 |
| Net interest income | 21,346,000 | 42,016,000 | 63,949,000 | 87,247,000 |
| Noninterest income | 3,162,000 | 6,302,000 | 9,343,000 | 11,838,000 |
| Noninterest expense | 19,775,000 | 39,222,000 | 59,283,000 | 79,890,000 |
| Provision for loan losses | 177,000 | 1,139,000 | 1,910,000 | 2,540,000 |
| Pretax income | 4,809,000 | 8,607,000 | 12,958,000 | 17,772,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,809,000 | 8,607,000 | 12,958,000 | 17,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 273,906,000 | 277,705,000 | 282,056,000 | 251,870,000 |
| Total capital | 289,350,000 | 293,685,000 | 298,568,000 | 268,887,000 |
| Risk-weighted assets | 2,016,058,000 | 2,055,539,000 | 2,036,526,000 | 1,986,801,000 |