Call reports 2023
ANB BANK — 2023
What ANB BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 3,148,245,000 | 3,164,829,000 | 3,192,306,000 | 3,160,382,000 |
| Total loans | 1,709,174,000 | 1,710,704,000 | 1,776,145,000 | 1,810,753,000 |
| Allowance for loan losses | 13,453,000 | 13,131,000 | 13,431,000 | 13,540,000 |
| Securities available for sale | 340,153,000 | 296,218,000 | 282,916,000 | 163,024,000 |
| Securities held to maturity | 873,539,000 | 854,229,000 | 845,410,000 | 836,301,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,757,412,000 | 2,668,459,000 | 2,657,845,000 | 2,596,867,000 |
| Interest-bearing deposits | 1,612,130,000 | 1,600,620,000 | 1,578,491,000 | 1,537,542,000 |
| Noninterest-bearing deposits | 1,145,282,000 | 1,067,839,000 | 1,079,354,000 | 1,059,325,000 |
| Equity capital | 114,897,000 | 123,650,000 | 139,025,000 | 133,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 26,779,000 | 54,559,000 | 84,474,000 | 115,040,000 |
| Interest expense | 2,745,000 | 8,192,000 | 16,151,000 | 24,395,000 |
| Net interest income | 24,034,000 | 46,367,000 | 68,323,000 | 90,645,000 |
| Noninterest income | 3,005,000 | 5,817,000 | 8,898,000 | 11,891,000 |
| Noninterest expense | 19,314,000 | 37,110,000 | 55,849,000 | 75,974,000 |
| Provision for loan losses | -231,000 | -508,000 | -178,000 | -85,000 |
| Pretax income | 6,657,000 | 13,741,000 | 19,899,000 | 24,978,000 |
| Income tax | 0 | -31,000 | -31,000 | -31,000 |
| Net income | 6,657,000 | 13,772,000 | 19,930,000 | 25,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 284,045,000 | 281,160,000 | 285,218,000 | 269,098,000 |
| Total capital | 299,917,000 | 296,479,000 | 300,647,000 | 284,654,000 |
| Risk-weighted assets | 2,059,664,000 | 2,017,188,000 | 2,049,932,000 | 2,085,272,000 |