Call reports 2020
ANB BANK — 2020
What ANB BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,702,478,000 | 3,023,482,000 | 3,194,435,000 | 3,331,005,000 |
| Total loans | 1,596,685,000 | 1,813,947,000 | 1,801,620,000 | 1,734,294,000 |
| Allowance for loan losses | 15,328,000 | 16,460,000 | 17,213,000 | 18,519,000 |
| Securities available for sale | 797,028,000 | 837,595,000 | 1,050,287,000 | 1,326,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,251,560,000 | 2,536,411,000 | 2,712,553,000 | 2,843,776,000 |
| Interest-bearing deposits | 1,436,471,000 | 1,558,886,000 | 1,647,380,000 | 1,790,099,000 |
| Noninterest-bearing deposits | 815,089,000 | 977,525,000 | 1,065,173,000 | 1,053,677,000 |
| Equity capital | 237,351,000 | 250,441,000 | 261,308,000 | 279,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 24,142,000 | 48,852,000 | 73,204,000 | 98,609,000 |
| Interest expense | 1,223,000 | 2,245,000 | 3,145,000 | 3,888,000 |
| Net interest income | 22,919,000 | 46,607,000 | 70,059,000 | 94,721,000 |
| Noninterest income | 2,971,000 | 5,838,000 | 8,984,000 | 12,119,000 |
| Noninterest expense | 17,431,000 | 33,928,000 | 51,192,000 | 69,201,000 |
| Provision for loan losses | -66,000 | 1,054,000 | 4,216,000 | 5,240,000 |
| Pretax income | 9,748,000 | 18,689,000 | 26,443,000 | 35,210,000 |
| Income tax | 33,000 | 44,000 | 60,000 | 76,000 |
| Net income | 9,715,000 | 18,645,000 | 26,383,000 | 35,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 220,189,000 | 229,119,000 | 242,257,000 | 261,508,000 |
| Total capital | 235,517,000 | 245,579,000 | 259,470,000 | 280,027,000 |
| Risk-weighted assets | 1,695,221,000 | 1,657,066,000 | 1,653,251,000 | 1,711,998,000 |