Call reports 2019
ANB BANK — 2019
What ANB BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,590,974,000 | 2,579,822,000 | 2,607,701,000 | 2,646,243,000 |
| Total loans | 1,604,790,000 | 1,605,211,000 | 1,598,024,000 | 1,597,053,000 |
| Allowance for loan losses | 16,048,000 | 15,570,000 | 15,325,000 | 15,332,000 |
| Securities available for sale | 669,409,000 | 692,721,000 | 720,186,000 | 835,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,191,729,000 | 2,175,787,000 | 2,218,371,000 | 2,254,963,000 |
| Interest-bearing deposits | 1,425,244,000 | 1,406,780,000 | 1,420,348,000 | 1,425,172,000 |
| Noninterest-bearing deposits | 766,485,000 | 769,007,000 | 798,023,000 | 829,791,000 |
| Equity capital | 212,395,000 | 218,020,000 | 215,727,000 | 212,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 24,074,000 | 49,080,000 | 73,612,000 | 98,285,000 |
| Interest expense | 1,929,000 | 3,868,000 | 5,629,000 | 7,049,000 |
| Net interest income | 22,145,000 | 45,212,000 | 67,983,000 | 91,236,000 |
| Noninterest income | 3,852,000 | 7,294,000 | 10,610,000 | 14,042,000 |
| Noninterest expense | 17,293,000 | 34,064,000 | 51,051,000 | 68,023,000 |
| Provision for loan losses | -37,000 | -625,000 | -910,000 | -1,442,000 |
| Pretax income | 8,856,000 | 19,370,000 | 28,755,000 | 39,064,000 |
| Income tax | 10,000 | 21,000 | 31,000 | 42,000 |
| Net income | 8,846,000 | 19,349,000 | 28,724,000 | 39,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 220,598,000 | 217,001,000 | 212,176,000 | 210,474,000 |
| Total capital | 236,670,000 | 232,595,000 | 227,528,000 | 225,806,000 |
| Risk-weighted assets | 1,754,274,000 | 1,745,836,000 | 1,708,594,000 | 1,718,112,000 |