Call reports 2016
ANB BANK — 2016
What ANB BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,485,047,000 | 2,520,228,000 | 2,585,598,000 | 2,660,246,000 |
| Total loans | 1,302,616,000 | 1,388,572,000 | 1,422,272,000 | 1,424,630,000 |
| Allowance for loan losses | 13,440,000 | 14,025,000 | 14,365,000 | 14,431,000 |
| Securities available for sale | 984,841,000 | 948,808,000 | 900,554,000 | 963,068,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,093,163,000 | 2,113,525,000 | 2,190,643,000 | 2,269,800,000 |
| Interest-bearing deposits | 1,460,072,000 | 1,457,304,000 | 1,519,280,000 | 1,587,052,000 |
| Noninterest-bearing deposits | 633,091,000 | 656,221,000 | 671,363,000 | 682,748,000 |
| Equity capital | 212,872,000 | 219,446,000 | 207,127,000 | 192,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 19,138,000 | 38,999,000 | 59,468,000 | 80,586,000 |
| Interest expense | 818,000 | 1,688,000 | 2,587,000 | 3,519,000 |
| Net interest income | 18,320,000 | 37,311,000 | 56,881,000 | 77,067,000 |
| Noninterest income | 3,086,000 | 7,263,000 | 10,637,000 | 13,772,000 |
| Noninterest expense | 15,004,000 | 30,655,000 | 45,715,000 | 62,321,000 |
| Provision for loan losses | 308,000 | 760,000 | 1,020,000 | 1,020,000 |
| Pretax income | 6,093,000 | 14,371,000 | 22,312,000 | 29,034,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 60,000 |
| Net income | 6,078,000 | 14,341,000 | 22,267,000 | 28,974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 201,595,000 | 204,058,000 | 195,585,000 | 200,870,000 |
| Total capital | 215,045,000 | 218,094,000 | 209,963,000 | 215,319,000 |
| Risk-weighted assets | 1,557,968,000 | 1,636,589,000 | 1,614,900,000 | 1,662,193,000 |