Call reports 2015
ANB BANK — 2015
What ANB BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,419,549,000 | 2,414,280,000 | 2,463,361,000 | 2,464,471,000 |
| Total loans | 1,136,863,000 | 1,186,827,000 | 1,218,520,000 | 1,246,708,000 |
| Allowance for loan losses | 12,811,000 | 13,047,000 | 13,056,000 | 12,873,000 |
| Securities available for sale | 1,063,393,000 | 1,011,766,000 | 1,026,484,000 | 1,000,116,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,017,106,000 | 2,034,070,000 | 2,066,946,000 | 2,074,792,000 |
| Interest-bearing deposits | 1,394,117,000 | 1,397,830,000 | 1,399,387,000 | 1,430,061,000 |
| Noninterest-bearing deposits | 622,989,000 | 636,240,000 | 667,559,000 | 644,731,000 |
| Equity capital | 209,869,000 | 202,948,000 | 212,447,000 | 199,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 17,715,000 | 35,973,000 | 54,776,000 | 73,935,000 |
| Interest expense | 844,000 | 1,664,000 | 2,482,000 | 3,314,000 |
| Net interest income | 16,871,000 | 34,309,000 | 52,294,000 | 70,621,000 |
| Noninterest income | 3,437,000 | 6,624,000 | 9,859,000 | 12,779,000 |
| Noninterest expense | 14,632,000 | 28,674,000 | 42,803,000 | 57,665,000 |
| Provision for loan losses | 373,000 | 793,000 | 793,000 | 793,000 |
| Pretax income | 7,094,000 | 13,267,000 | 20,356,000 | 26,750,000 |
| Income tax | 13,000 | 27,000 | 41,000 | 54,000 |
| Net income | 7,081,000 | 13,240,000 | 20,315,000 | 26,696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 198,952,000 | 200,962,000 | 202,237,000 | 202,517,000 |
| Total capital | 211,772,000 | 214,018,000 | 215,300,000 | 215,399,000 |
| Risk-weighted assets | 1,499,891,000 | 1,517,913,000 | 1,545,310,000 | 1,543,608,000 |