Call reports 2014
ANB BANK — 2014
What ANB BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,091,727,000 | 2,091,776,000 | 2,160,788,000 | 2,390,870,000 |
| Total loans | 812,796,000 | 862,478,000 | 916,994,000 | 1,103,807,000 |
| Allowance for loan losses | 11,790,000 | 12,341,000 | 12,494,000 | 12,695,000 |
| Securities available for sale | 1,042,565,000 | 995,692,000 | 993,939,000 | 1,049,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,720,961,000 | 1,738,199,000 | 1,759,115,000 | 1,981,205,000 |
| Interest-bearing deposits | 1,257,573,000 | 1,265,002,000 | 1,279,511,000 | 1,411,914,000 |
| Noninterest-bearing deposits | 463,388,000 | 473,197,000 | 479,604,000 | 569,291,000 |
| Equity capital | 185,210,000 | 191,823,000 | 190,292,000 | 203,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 14,471,000 | 29,286,000 | 45,317,000 | 62,686,000 |
| Interest expense | 702,000 | 1,418,000 | 2,189,000 | 3,028,000 |
| Net interest income | 13,769,000 | 27,868,000 | 43,128,000 | 59,658,000 |
| Noninterest income | 2,830,000 | 5,434,000 | 7,755,000 | 11,299,000 |
| Noninterest expense | 13,319,000 | 25,256,000 | 37,773,000 | 54,458,000 |
| Provision for loan losses | -10,000 | 438,000 | 438,000 | 708,000 |
| Pretax income | 5,549,000 | 9,867,000 | 14,931,000 | 18,757,000 |
| Income tax | 14,000 | 27,000 | 41,000 | 44,000 |
| Net income | 5,535,000 | 9,840,000 | 14,890,000 | 18,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 186,231,000 | 186,936,000 | 190,586,000 | 197,972,000 |
| Total capital | 198,478,000 | 199,286,000 | 203,089,000 | 210,676,000 |
| Risk-weighted assets | 1,303,643,000 | 1,325,330,000 | 1,366,872,000 | 1,512,492,000 |