Call reports 2013
ANB BANK — 2013
What ANB BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,036,224,000 | 2,001,365,000 | 2,101,242,000 | 2,057,632,000 |
| Total loans | 631,801,000 | 678,162,000 | 717,016,000 | 777,793,000 |
| Allowance for loan losses | 12,095,000 | 11,987,000 | 11,602,000 | 11,462,000 |
| Securities available for sale | 1,173,746,000 | 1,111,190,000 | 1,123,821,000 | 1,049,612,000 |
| Securities held to maturity | 8,397,000 | 8,419,000 | 8,441,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,659,878,000 | 1,659,714,000 | 1,685,168,000 | 1,687,095,000 |
| Interest-bearing deposits | 1,213,663,000 | 1,204,093,000 | 1,233,809,000 | 1,237,912,000 |
| Noninterest-bearing deposits | 446,215,000 | 455,621,000 | 451,359,000 | 449,183,000 |
| Equity capital | 205,015,000 | 187,019,000 | 184,171,000 | 177,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 13,921,000 | 28,098,000 | 42,643,000 | 57,783,000 |
| Interest expense | 830,000 | 1,570,000 | 2,306,000 | 3,040,000 |
| Net interest income | 13,091,000 | 26,528,000 | 40,337,000 | 54,743,000 |
| Noninterest income | 4,215,000 | 8,046,000 | 11,214,000 | 14,650,000 |
| Noninterest expense | 12,578,000 | 26,675,000 | 40,422,000 | 57,756,000 |
| Provision for loan losses | 895,000 | 1,016,000 | 722,000 | 250,000 |
| Pretax income | 4,156,000 | 7,208,000 | 10,731,000 | 11,790,000 |
| Income tax | 7,000 | 15,000 | 22,000 | 30,000 |
| Net income | 4,149,000 | 7,193,000 | 10,709,000 | 11,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 180,350,000 | 182,134,000 | 182,925,000 | 183,496,000 |
| Total capital | 192,464,000 | 194,472,000 | 194,981,000 | 195,406,000 |
| Risk-weighted assets | 1,121,617,000 | 1,183,413,000 | 1,284,367,000 | 1,289,353,000 |