Call reports 2012
ANB BANK — 2012
What ANB BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,764,158,000 | 1,911,861,000 | 1,953,261,000 | 2,050,569,000 |
| Total loans | 455,602,000 | 476,538,000 | 498,098,000 | 597,766,000 |
| Allowance for loan losses | 14,644,000 | 14,905,000 | 12,564,000 | 11,471,000 |
| Securities available for sale | 1,142,562,000 | 1,222,359,000 | 1,280,799,000 | 1,217,715,000 |
| Securities held to maturity | 0 | 0 | 0 | 8,375,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,445,582,000 | 1,602,959,000 | 1,609,128,000 | 1,695,436,000 |
| Interest-bearing deposits | 1,081,782,000 | 1,163,578,000 | 1,173,331,000 | 1,239,481,000 |
| Noninterest-bearing deposits | 363,800,000 | 439,381,000 | 435,797,000 | 455,955,000 |
| Equity capital | 196,232,000 | 202,943,000 | 212,646,000 | 204,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 12,793,000 | 26,950,000 | 39,857,000 | 53,390,000 |
| Interest expense | 1,266,000 | 2,430,000 | 3,483,000 | 4,473,000 |
| Net interest income | 11,527,000 | 24,520,000 | 36,374,000 | 48,917,000 |
| Noninterest income | 3,771,000 | 7,934,000 | 10,566,000 | 13,898,000 |
| Noninterest expense | 12,799,000 | 27,711,000 | 41,702,000 | 55,747,000 |
| Provision for loan losses | 645,000 | -155,000 | -2,489,000 | -1,558,000 |
| Pretax income | 2,166,000 | 5,275,000 | 8,525,000 | 10,000,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,166,000 | 5,275,000 | 8,525,000 | 10,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 174,757,000 | 177,364,000 | 180,614,000 | 175,088,000 |
| Total capital | 185,346,000 | 188,571,000 | 192,714,000 | 186,863,000 |
| Risk-weighted assets | 842,462,000 | 892,321,000 | 966,916,000 | 1,089,933,000 |