Call reports 2010
ANB BANK — 2010
What ANB BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,775,971,000 | 1,745,276,000 | 1,732,629,000 | 1,715,790,000 |
| Total loans | 781,833,000 | 732,374,000 | 677,096,000 | 607,310,000 |
| Allowance for loan losses | 24,967,000 | 21,777,000 | 21,826,000 | 21,772,000 |
| Securities available for sale | 825,063,000 | 739,254,000 | 760,823,000 | 915,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,412,887,000 | 1,388,156,000 | 1,392,134,000 | 1,374,613,000 |
| Interest-bearing deposits | 1,104,569,000 | 1,080,415,000 | 1,091,456,000 | 1,075,268,000 |
| Noninterest-bearing deposits | 308,318,000 | 307,741,000 | 300,678,000 | 299,345,000 |
| Equity capital | 185,716,000 | 197,746,000 | 199,016,000 | 184,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 18,201,000 | 35,635,000 | 51,132,000 | 65,455,000 |
| Interest expense | 3,063,000 | 5,736,000 | 8,117,000 | 10,285,000 |
| Net interest income | 15,138,000 | 29,899,000 | 43,015,000 | 55,170,000 |
| Noninterest income | 4,038,000 | 10,482,000 | 13,911,000 | 18,236,000 |
| Noninterest expense | 15,320,000 | 29,911,000 | 45,267,000 | 61,178,000 |
| Provision for loan losses | -236,000 | 8,000 | 2,083,000 | 4,308,000 |
| Pretax income | 4,101,000 | 12,446,000 | 13,460,000 | 14,165,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,101,000 | 12,446,000 | 13,460,000 | 14,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 173,716,000 | 182,062,000 | 183,076,000 | 183,781,000 |
| Total capital | 186,348,000 | 193,673,000 | 194,041,000 | 194,658,000 |
| Risk-weighted assets | 997,882,000 | 918,546,000 | 866,163,000 | 858,981,000 |