Call reports 2008
ANB BANK — 2008
What ANB BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,962,834,000 | 1,996,416,000 | 1,930,936,000 | 1,917,609,000 |
| Total loans | 1,340,873,000 | 1,396,756,000 | 1,344,775,000 | 1,345,528,000 |
| Allowance for loan losses | 21,666,000 | 22,717,000 | 22,809,000 | 24,792,000 |
| Securities available for sale | 478,286,000 | 424,160,000 | 379,297,000 | 367,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,629,959,000 | 1,601,596,000 | 1,616,451,000 | 1,583,415,000 |
| Interest-bearing deposits | 1,249,204,000 | 1,226,434,000 | 1,225,892,000 | 1,232,574,000 |
| Noninterest-bearing deposits | 380,755,000 | 375,162,000 | 390,559,000 | 350,841,000 |
| Equity capital | 162,358,000 | 163,093,000 | 159,183,000 | 162,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 28,977,000 | 55,352,000 | 80,926,000 | 104,550,000 |
| Interest expense | 9,764,000 | 17,116,000 | 24,224,000 | 30,275,000 |
| Net interest income | 19,213,000 | 38,236,000 | 56,702,000 | 74,275,000 |
| Noninterest income | 4,977,000 | 10,220,000 | 15,995,000 | 20,458,000 |
| Noninterest expense | 19,065,000 | 34,518,000 | 51,469,000 | 67,477,000 |
| Provision for loan losses | 6,502,000 | 8,408,000 | 13,185,000 | 19,930,000 |
| Pretax income | -1,357,000 | 5,811,000 | 9,302,000 | 9,414,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,357,000 | 5,811,000 | 9,302,000 | 9,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 157,150,000 | 162,618,000 | 155,927,000 | 156,039,000 |
| Total capital | 175,439,000 | 181,650,000 | 174,387,000 | 174,212,000 |
| Risk-weighted assets | 1,455,167,000 | 1,514,609,000 | 1,469,132,000 | 1,444,430,000 |