Call reports 2007
ANB BANK — 2007
What ANB BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,907,334,000 | 1,928,538,000 | 1,936,817,000 | 1,968,858,000 |
| Total loans | 1,215,710,000 | 1,306,339,000 | 1,326,112,000 | 1,355,809,000 |
| Allowance for loan losses | 18,649,000 | 18,738,000 | 19,173,000 | 16,372,000 |
| Securities available for sale | 536,608,000 | 481,696,000 | 418,521,000 | 434,016,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,621,126,000 | 1,631,503,000 | 1,588,888,000 | 1,629,683,000 |
| Interest-bearing deposits | 1,254,308,000 | 1,241,571,000 | 1,204,269,000 | 1,231,066,000 |
| Noninterest-bearing deposits | 366,818,000 | 389,932,000 | 384,619,000 | 398,617,000 |
| Equity capital | 135,258,000 | 134,939,000 | 148,384,000 | 163,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 32,490,000 | 65,750,000 | 100,295,000 | 132,738,000 |
| Interest expense | 12,223,000 | 24,511,000 | 37,042,000 | 48,651,000 |
| Net interest income | 20,267,000 | 41,239,000 | 63,253,000 | 84,087,000 |
| Noninterest income | 5,316,000 | 10,912,000 | 16,132,000 | 20,918,000 |
| Noninterest expense | 17,378,000 | 35,018,000 | 51,129,000 | 66,508,000 |
| Provision for loan losses | 702,000 | 793,000 | 772,000 | 111,000 |
| Pretax income | 7,586,000 | 16,389,000 | 27,364,000 | 38,282,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,586,000 | 16,389,000 | 27,364,000 | 38,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,274,000 | 143,270,000 | 150,348,000 | 163,266,000 |
| Total capital | 154,721,000 | 161,000,000 | 168,561,000 | 181,612,000 |
| Risk-weighted assets | 1,310,097,000 | 1,413,531,000 | 1,453,225,000 | 1,466,538,000 |