Call reports 2006
ANB BANK — 2006
What ANB BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,849,350,000 | 1,877,994,000 | 1,941,834,000 | 1,892,525,000 |
| Total loans | 1,139,258,000 | 1,195,740,000 | 1,192,276,000 | 1,199,132,000 |
| Allowance for loan losses | 15,052,000 | 15,790,000 | 16,299,000 | 17,947,000 |
| Securities available for sale | 519,154,000 | 480,020,000 | 548,216,000 | 560,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,602,918,000 | 1,630,824,000 | 1,641,626,000 | 1,607,546,000 |
| Interest-bearing deposits | 1,218,731,000 | 1,237,204,000 | 1,227,511,000 | 1,217,344,000 |
| Noninterest-bearing deposits | 384,187,000 | 393,620,000 | 414,115,000 | 390,202,000 |
| Equity capital | 125,462,000 | 125,015,000 | 137,654,000 | 131,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 28,198,000 | 58,568,000 | 91,292,000 | 124,397,000 |
| Interest expense | 10,211,000 | 21,247,000 | 33,409,000 | 45,627,000 |
| Net interest income | 17,987,000 | 37,321,000 | 57,883,000 | 78,770,000 |
| Noninterest income | 5,041,000 | 10,757,000 | 15,814,000 | 21,325,000 |
| Noninterest expense | 16,334,000 | 32,317,000 | 47,717,000 | 62,987,000 |
| Provision for loan losses | 354,000 | 2,159,000 | 2,652,000 | 4,970,000 |
| Pretax income | 6,340,000 | 13,602,000 | 23,328,000 | 32,138,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,340,000 | 13,602,000 | 23,328,000 | 32,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 134,543,000 | 136,955,000 | 142,308,000 | 136,117,000 |
| Total capital | 149,723,000 | 153,054,000 | 158,428,000 | 152,090,000 |
| Risk-weighted assets | 1,210,351,000 | 1,284,346,000 | 1,285,526,000 | 1,272,398,000 |