Call reports 2005
ANB BANK — 2005
What ANB BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,479,056,000 | 1,566,390,000 | 1,703,233,000 | 1,825,145,000 |
| Total loans | 1,028,164,000 | 1,080,889,000 | 1,116,493,000 | 1,134,921,000 |
| Allowance for loan losses | 15,592,000 | 15,110,000 | 13,304,000 | 14,339,000 |
| Securities available for sale | 328,013,000 | 313,081,000 | 424,504,000 | 503,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,229,339,000 | 1,335,444,000 | 1,444,816,000 | 1,551,740,000 |
| Interest-bearing deposits | 885,456,000 | 963,810,000 | 1,054,144,000 | 1,160,455,000 |
| Noninterest-bearing deposits | 343,883,000 | 371,634,000 | 390,672,000 | 391,285,000 |
| Equity capital | 111,824,000 | 116,698,000 | 124,187,000 | 130,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 18,730,000 | 39,336,000 | 62,833,000 | 89,554,000 |
| Interest expense | 4,049,000 | 9,142,000 | 16,174,000 | 24,896,000 |
| Net interest income | 14,681,000 | 30,194,000 | 46,659,000 | 64,658,000 |
| Noninterest income | 4,667,000 | 9,807,000 | 14,973,000 | 21,415,000 |
| Noninterest expense | 13,815,000 | 28,206,000 | 42,457,000 | 58,059,000 |
| Provision for loan losses | 1,124,000 | 676,000 | -1,017,000 | 305,000 |
| Pretax income | 4,402,000 | 11,112,000 | 20,185,000 | 27,702,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,402,000 | 11,112,000 | 20,185,000 | 27,702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,608,000 | 118,612,000 | 127,685,000 | 135,203,000 |
| Total capital | 129,089,000 | 132,893,000 | 142,358,000 | 150,206,000 |
| Risk-weighted assets | 1,073,228,000 | 1,138,039,000 | 1,171,425,000 | 1,196,928,000 |