Call reports 2004
ANB BANK — 2004
What ANB BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,315,594,000 | 1,339,944,000 | 1,366,721,000 | 1,406,301,000 |
| Total loans | 852,143,000 | 880,686,000 | 907,258,000 | 944,705,000 |
| Allowance for loan losses | 21,473,000 | 21,596,000 | 21,569,000 | 17,283,000 |
| Securities available for sale | 361,004,000 | 332,379,000 | 365,702,000 | 374,443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,092,416,000 | 1,126,449,000 | 1,145,493,000 | 1,172,756,000 |
| Interest-bearing deposits | 787,937,000 | 801,682,000 | 830,561,000 | 844,703,000 |
| Noninterest-bearing deposits | 304,479,000 | 324,767,000 | 314,932,000 | 328,053,000 |
| Equity capital | 103,204,000 | 103,463,000 | 105,085,000 | 106,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 15,237,000 | 30,553,000 | 46,683,000 | 64,379,000 |
| Interest expense | 2,374,000 | 4,731,000 | 7,495,000 | 10,799,000 |
| Net interest income | 12,863,000 | 25,822,000 | 39,188,000 | 53,580,000 |
| Noninterest income | 4,300,000 | 9,246,000 | 14,179,000 | 19,300,000 |
| Noninterest expense | 12,976,000 | 26,063,000 | 38,836,000 | 52,027,000 |
| Provision for loan losses | 320,000 | 385,000 | 385,000 | -1,938,000 |
| Pretax income | 4,151,000 | 8,931,000 | 14,627,000 | 23,327,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,151,000 | 8,931,000 | 14,627,000 | 23,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,124,000 | 104,904,000 | 104,850,000 | 107,950,000 |
| Total capital | 111,477,000 | 116,659,000 | 116,905,000 | 120,313,000 |
| Risk-weighted assets | 897,725,000 | 930,162,000 | 954,548,000 | 983,698,000 |