Call reports 2003
ANB BANK — 2003
What ANB BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 705,215,000 | 697,543,000 | 657,141,000 | 705,887,000 |
| Total loans | 411,993,000 | 439,749,000 | 413,281,000 | 396,905,000 |
| Allowance for loan losses | 11,020,000 | 16,218,000 | 18,831,000 | 13,940,000 |
| Securities available for sale | 209,136,000 | 160,331,000 | 192,998,000 | 252,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 567,514,000 | 579,166,000 | 539,150,000 | 567,558,000 |
| Interest-bearing deposits | 404,429,000 | 382,979,000 | 384,222,000 | 403,429,000 |
| Noninterest-bearing deposits | 163,085,000 | 196,187,000 | 154,928,000 | 164,129,000 |
| Equity capital | 58,925,000 | 50,762,000 | 48,814,000 | 50,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 7,832,000 | 15,249,000 | 22,477,000 | 29,369,000 |
| Interest expense | 1,844,000 | 3,502,000 | 4,875,000 | 6,168,000 |
| Net interest income | 5,988,000 | 11,747,000 | 17,602,000 | 23,201,000 |
| Noninterest income | 4,108,000 | 7,072,000 | 9,851,000 | 12,494,000 |
| Noninterest expense | 6,337,000 | 12,786,000 | 19,024,000 | 25,199,000 |
| Provision for loan losses | 1,145,000 | 6,490,000 | 11,835,000 | 12,180,000 |
| Pretax income | 3,327,000 | 529,000 | -2,420,000 | -625,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,327,000 | 529,000 | -2,420,000 | -625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,045,000 | 48,946,000 | 47,247,000 | 49,043,000 |
| Total capital | 62,854,000 | 55,093,000 | 52,757,000 | 54,357,000 |
| Risk-weighted assets | 459,495,000 | 481,722,000 | 427,459,000 | 416,509,000 |