Call reports 2002
ANB BANK — 2002
What ANB BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 649,453,000 | 654,646,000 | 667,628,000 | 698,363,000 |
| Total loans | 426,434,000 | 428,311,000 | 427,171,000 | 427,518,000 |
| Allowance for loan losses | 8,461,000 | 9,025,000 | 9,219,000 | 9,611,000 |
| Securities available for sale | 144,255,000 | 127,191,000 | 162,648,000 | 207,470,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 530,379,000 | 528,982,000 | 535,596,000 | 556,994,000 |
| Interest-bearing deposits | 392,474,000 | 385,754,000 | 386,814,000 | 407,404,000 |
| Noninterest-bearing deposits | 137,905,000 | 143,228,000 | 148,782,000 | 149,590,000 |
| Equity capital | 47,510,000 | 52,578,000 | 55,367,000 | 59,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 9,341,000 | 18,646,000 | 27,677,000 | 36,371,000 |
| Interest expense | 2,526,000 | 4,885,000 | 7,166,000 | 9,231,000 |
| Net interest income | 6,815,000 | 13,761,000 | 20,511,000 | 27,140,000 |
| Noninterest income | 2,731,000 | 5,599,000 | 8,602,000 | 11,756,000 |
| Noninterest expense | 6,335,000 | 12,637,000 | 18,760,000 | 24,751,000 |
| Provision for loan losses | 1,345,000 | 2,428,000 | 2,773,000 | 3,318,000 |
| Pretax income | 1,866,000 | 4,289,000 | 7,576,000 | 10,933,000 |
| Income tax | 3,166,000 | 3,166,000 | 3,166,000 | 3,160,000 |
| Net income | -1,300,000 | 1,123,000 | 4,410,000 | 7,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,894,000 | 50,768,000 | 52,955,000 | 56,318,000 |
| Total capital | 53,363,000 | 57,029,000 | 59,193,000 | 62,609,000 |
| Risk-weighted assets | 515,531,000 | 498,145,000 | 496,065,000 | 499,963,000 |