Call reports 2001
ANB BANK — 2001
What ANB BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 291,965,000 | 303,128,000 | 319,861,000 | 311,851,000 |
| Total loans | 162,069,000 | 172,371,000 | 187,570,000 | 188,851,000 |
| Allowance for loan losses | 2,920,000 | 3,032,000 | 3,119,000 | 3,240,000 |
| Securities available for sale | 98,030,000 | 100,606,000 | 100,242,000 | 91,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,313,000 | 237,371,000 | 250,714,000 | 242,210,000 |
| Interest-bearing deposits | 174,573,000 | 177,253,000 | 183,997,000 | 174,474,000 |
| Noninterest-bearing deposits | 61,740,000 | 60,118,000 | 66,717,000 | 67,736,000 |
| Equity capital | 22,517,000 | 23,875,000 | 25,765,000 | 24,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,326,000 | 10,652,000 | 15,967,000 | 21,078,000 |
| Interest expense | 2,022,000 | 3,965,000 | 5,884,000 | 7,455,000 |
| Net interest income | 3,304,000 | 6,687,000 | 10,083,000 | 13,623,000 |
| Noninterest income | 804,000 | 1,651,000 | 2,499,000 | 5,330,000 |
| Noninterest expense | 2,362,000 | 4,633,000 | 6,897,000 | 9,845,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 1,669,000 | 3,520,000 | 5,362,000 | 10,623,000 |
| Income tax | 609,000 | 1,291,000 | 1,971,000 | 3,954,000 |
| Net income | 1,060,000 | 2,229,000 | 3,391,000 | 6,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,942,000 | 22,112,000 | 23,274,000 | 23,202,000 |
| Total capital | 24,564,000 | 25,894,000 | 27,106,000 | 26,355,000 |
| Risk-weighted assets | 241,729,000 | 258,757,000 | 267,598,000 | 252,133,000 |