Call reports 2023
OAKDALE STATE BANK — 2023
What OAKDALE STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 28,044,000 | 26,777,000 | 25,166,000 | 25,023,000 |
| Total loans | 13,575,000 | 13,986,000 | 14,549,000 | 14,945,000 |
| Allowance for loan losses | 148,000 | 148,000 | 148,000 | 148,000 |
| Securities available for sale | 3,402,000 | 3,385,000 | 3,142,000 | 2,753,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,046,000 | 23,658,000 | 21,915,000 | 21,672,000 |
| Interest-bearing deposits | 19,152,000 | 17,844,000 | 17,034,000 | 16,776,000 |
| Noninterest-bearing deposits | 5,894,000 | 5,814,000 | 4,881,000 | 4,896,000 |
| Equity capital | 2,930,000 | 3,012,000 | 3,116,000 | 3,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 289,000 | 607,000 | 918,000 | 1,232,000 |
| Interest expense | 16,000 | 43,000 | 74,000 | 112,000 |
| Net interest income | 273,000 | 564,000 | 844,000 | 1,120,000 |
| Noninterest income | 10,000 | 18,000 | 26,000 | 34,000 |
| Noninterest expense | 183,000 | 358,000 | 526,000 | 694,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 100,000 | 224,000 | 344,000 | 460,000 |
| Income tax | 19,000 | 47,000 | 77,000 | 127,000 |
| Net income | 81,000 | 177,000 | 267,000 | 333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,082,000 | 3,177,000 | 3,267,000 | 3,249,000 |
| Total capital | 3,230,000 | — | — | — |
| Risk-weighted assets | 14,997,000 | — | — | — |
Machine access — free, no API key
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