Call reports 2021
OAKDALE STATE BANK — 2021
What OAKDALE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 28,676,000 | 28,382,000 | 25,010,000 | 24,098,000 |
| Total loans | 14,457,000 | 14,219,000 | 14,028,000 | 13,682,000 |
| Allowance for loan losses | 180,000 | 147,000 | 147,000 | 147,000 |
| Securities available for sale | 1,830,000 | 1,882,000 | 1,837,000 | 2,761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,847,000 | 25,512,000 | 22,087,000 | 21,182,000 |
| Interest-bearing deposits | 20,668,000 | 20,869,000 | 17,825,000 | 17,342,000 |
| Noninterest-bearing deposits | 5,179,000 | 4,643,000 | 4,262,000 | 3,840,000 |
| Equity capital | 2,760,000 | 2,803,000 | 2,844,000 | 2,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 210,000 | 418,000 | 623,000 | 825,000 |
| Interest expense | 13,000 | 26,000 | 38,000 | 49,000 |
| Net interest income | 197,000 | 392,000 | 585,000 | 776,000 |
| Noninterest income | 8,000 | 14,000 | 22,000 | 30,000 |
| Noninterest expense | 141,000 | 278,000 | 419,000 | 569,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 64,000 | 128,000 | 188,000 | 237,000 |
| Income tax | 23,000 | 46,000 | 68,000 | 60,000 |
| Net income | 41,000 | 82,000 | 120,000 | 177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,748,000 | 2,794,000 | 2,835,000 | 2,836,000 |
| Total capital | 2,928,000 | 2,941,000 | 2,982,000 | 2,983,000 |
| Risk-weighted assets | 15,446,000 | 15,169,000 | 14,609,000 | 14,407,000 |
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