Call reports 2019
OAKDALE STATE BANK — 2019
What OAKDALE STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 21,004,000 | 20,520,000 | 20,986,000 | 20,772,000 |
| Total loans | 15,486,000 | 15,767,000 | 15,637,000 | 15,205,000 |
| Allowance for loan losses | 165,000 | 165,000 | 170,000 | 167,000 |
| Securities available for sale | 662,000 | 662,000 | 659,000 | 417,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,425,000 | 17,872,000 | 18,248,000 | 18,008,000 |
| Interest-bearing deposits | 15,217,000 | 15,237,000 | 14,608,000 | 14,592,000 |
| Noninterest-bearing deposits | 3,208,000 | 2,635,000 | 3,640,000 | 3,416,000 |
| Equity capital | 2,492,000 | 2,557,000 | 2,618,000 | 2,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 237,000 | 485,000 | 727,000 | 969,000 |
| Interest expense | 12,000 | 27,000 | 41,000 | 56,000 |
| Net interest income | 225,000 | 458,000 | 686,000 | 913,000 |
| Noninterest income | 8,000 | 16,000 | 26,000 | 40,000 |
| Noninterest expense | 144,000 | 293,000 | 437,000 | 586,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 10,000 |
| Pretax income | 89,000 | 181,000 | 270,000 | 357,000 |
| Income tax | 25,000 | 52,000 | 79,000 | 90,000 |
| Net income | 64,000 | 129,000 | 191,000 | 267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,432,000 | 2,501,000 | 2,566,000 | 2,551,000 |
| Total capital | 2,597,000 | 2,666,000 | 2,736,000 | 2,718,000 |
| Risk-weighted assets | 14,786,000 | 15,181,000 | 15,312,000 | 14,792,000 |
Machine access — free, no API key
Every figure shown here about OAKDALE STATE BANK — 2019 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.