Call reports 2005
OAKDALE STATE BANK — 2005
What OAKDALE STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 17,081,000 | 16,921,000 | 16,814,000 | 16,484,000 |
| Total loans | 8,837,000 | 9,107,000 | 9,316,000 | 9,152,000 |
| Allowance for loan losses | 80,000 | 80,000 | 80,000 | 98,000 |
| Securities available for sale | 6,831,000 | 6,534,000 | 5,926,000 | 5,597,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,924,000 | 15,580,000 | 15,086,000 | 15,303,000 |
| Interest-bearing deposits | 14,765,000 | 14,014,000 | 13,870,000 | 13,792,000 |
| Noninterest-bearing deposits | 1,159,000 | 1,566,000 | 1,216,000 | 1,511,000 |
| Equity capital | 1,089,000 | 1,223,000 | 1,194,000 | 1,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 227,000 | 460,000 | 697,000 | 937,000 |
| Interest expense | 69,000 | 142,000 | 220,000 | 305,000 |
| Net interest income | 158,000 | 318,000 | 477,000 | 632,000 |
| Noninterest income | 9,000 | 18,000 | 30,000 | 42,000 |
| Noninterest expense | 121,000 | 231,000 | 349,000 | 477,000 |
| Provision for loan losses | 0 | 0 | 0 | 18,000 |
| Pretax income | 46,000 | 105,000 | 163,000 | 182,000 |
| Income tax | 10,000 | 24,000 | 39,000 | 43,000 |
| Net income | 36,000 | 81,000 | 124,000 | 139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,186,000 | 1,231,000 | 1,275,000 | 1,239,000 |
| Total capital | 1,266,000 | 1,311,000 | 1,355,000 | 1,337,000 |
| Risk-weighted assets | 9,413,000 | 9,624,000 | 9,819,000 | 9,785,000 |
Machine access — free, no API key
Every figure shown here about OAKDALE STATE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.