Call reports 2002
OAKDALE STATE BANK — 2002
What OAKDALE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 12,431,000 | 13,430,000 | 13,248,000 | 13,923,000 |
| Total loans | 7,261,000 | 7,961,000 | 8,337,000 | 8,436,000 |
| Allowance for loan losses | 62,000 | 63,000 | 63,000 | 64,000 |
| Securities available for sale | 3,666,000 | 3,332,000 | 2,152,000 | 3,085,000 |
| Securities held to maturity | 0 | 100,000 | 0 | 1,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,421,000 | 12,340,000 | 12,101,000 | 12,764,000 |
| Interest-bearing deposits | 10,589,000 | 11,330,000 | 11,216,000 | 11,820,000 |
| Noninterest-bearing deposits | 832,000 | 1,010,000 | 885,000 | 944,000 |
| Equity capital | 908,000 | 997,000 | 1,053,000 | 1,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 204,000 | 411,000 | 618,000 | 828,000 |
| Interest expense | 101,000 | 198,000 | 290,000 | 381,000 |
| Net interest income | 103,000 | 213,000 | 328,000 | 447,000 |
| Noninterest income | 10,000 | 18,000 | 29,000 | 35,000 |
| Noninterest expense | 87,000 | 174,000 | 263,000 | 356,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 2,000 |
| Pretax income | 26,000 | 57,000 | 93,000 | 124,000 |
| Income tax | 0 | 0 | 0 | 25,000 |
| Net income | 26,000 | 57,000 | 93,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 957,000 | 988,000 | 1,024,000 | 990,000 |
| Total capital | 1,019,000 | 1,051,000 | 1,087,000 | 1,054,000 |
| Risk-weighted assets | 7,094,000 | 7,765,000 | 7,979,000 | 8,161,000 |
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