Call reports 2026
LAKE ELMO BANK — 2026
What LAKE ELMO BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 530,932,000 | 529,749,000 |
| Total loans | 416,400,000 | 428,079,000 |
| Allowance for loan losses | 5,794,000 | 5,687,000 |
| Securities available for sale | 41,811,000 | 41,331,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 462,373,000 | 462,567,000 |
| Interest-bearing deposits | 339,019,000 | 344,318,000 |
| Noninterest-bearing deposits | 123,354,000 | 118,249,000 |
| Equity capital | 59,361,000 | 60,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,694,000 | 13,815,000 |
| Interest expense | 1,441,000 | 2,987,000 |
| Net interest income | 5,253,000 | 10,828,000 |
| Noninterest income | 931,000 | 1,756,000 |
| Noninterest expense | 3,367,000 | 6,920,000 |
| Provision for loan losses | 318,000 | 488,000 |
| Pretax income | 2,490,000 | 5,160,000 |
| Income tax | 204,000 | 423,000 |
| Net income | 2,286,000 | 4,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 61,258,000 | 62,028,000 |
| Total capital | 65,918,000 | 66,846,000 |
| Risk-weighted assets | 371,403,000 | 384,291,000 |