Call report 2025Q4
LAKE ELMO BANK — 2025Q4
The 22 measures LAKE ELMO BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 531,361,000 | USD | evidence → |
| Total loans | 410,042,000 | USD | evidence → |
| Allowance for loan losses | 5,483,000 | USD | evidence → |
| Securities available for sale | 43,106,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 466,270,000 | USD | evidence → |
| Interest-bearing deposits | 344,304,000 | USD | evidence → |
| Noninterest-bearing deposits | 121,966,000 | USD | evidence → |
| Equity capital | 57,220,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,784,000 | USD | evidence → |
| Interest expense | 5,521,000 | USD | evidence → |
| Net interest income | 21,263,000 | USD | evidence → |
| Noninterest income | 2,983,000 | USD | evidence → |
| Noninterest expense | 13,382,000 | USD | evidence → |
| Provision for loan losses | 304,000 | USD | evidence → |
| Pretax income | 10,433,000 | USD | evidence → |
| Income tax | 900,000 | USD | evidence → |
| Net income | 9,533,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,972,000 | USD | evidence → |
| Total capital | 63,577,000 | USD | evidence → |
| Risk-weighted assets | 367,294,000 | USD | evidence → |