Call report 2022Q4
LAKE ELMO BANK — 2022Q4
The 22 measures LAKE ELMO BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 530,050,000 | USD | evidence → |
| Total loans | 368,622,000 | USD | evidence → |
| Allowance for loan losses | 4,697,000 | USD | evidence → |
| Securities available for sale | 71,773,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 477,291,000 | USD | evidence → |
| Interest-bearing deposits | 350,420,000 | USD | evidence → |
| Noninterest-bearing deposits | 126,871,000 | USD | evidence → |
| Equity capital | 41,406,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,362,000 | USD | evidence → |
| Interest expense | 674,000 | USD | evidence → |
| Net interest income | 17,688,000 | USD | evidence → |
| Noninterest income | 2,795,000 | USD | evidence → |
| Noninterest expense | 12,791,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 7,692,000 | USD | evidence → |
| Income tax | 603,000 | USD | evidence → |
| Net income | 7,089,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,699,000 | USD | evidence → |
| Total capital | 50,846,000 | USD | evidence → |
| Risk-weighted assets | 331,255,000 | USD | evidence → |