Call reports 2017
LAKE ELMO BANK — 2017
What LAKE ELMO BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 349,216,000 | 389,031,000 | 403,437,000 | 396,775,000 |
| Total loans | 205,659,000 | 213,737,000 | 213,497,000 | 220,200,000 |
| Allowance for loan losses | 3,164,000 | 3,033,000 | 3,047,000 | 3,024,000 |
| Securities available for sale | 94,457,000 | 93,637,000 | 91,236,000 | 92,675,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,116,000 | 352,760,000 | 361,606,000 | 357,370,000 |
| Interest-bearing deposits | 244,322,000 | 273,866,000 | 278,823,000 | 275,787,000 |
| Noninterest-bearing deposits | 69,795,000 | 78,895,000 | 82,784,000 | 81,583,000 |
| Equity capital | 29,834,000 | 30,782,000 | 31,412,000 | 31,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,729,000 | 5,622,000 | 8,763,000 | 11,983,000 |
| Interest expense | 135,000 | 270,000 | 417,000 | 567,000 |
| Net interest income | 2,594,000 | 5,352,000 | 8,346,000 | 11,416,000 |
| Noninterest income | 680,000 | 1,311,000 | 1,900,000 | 2,527,000 |
| Noninterest expense | 2,252,000 | 4,564,000 | 6,851,000 | 9,294,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,022,000 | 2,099,000 | 3,395,000 | 4,649,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 1,018,000 | 2,095,000 | 3,391,000 | 4,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,590,000 | 30,776,000 | 31,456,000 | 32,171,000 |
| Total capital | 33,261,000 | 33,503,000 | 34,152,000 | 34,966,000 |
| Risk-weighted assets | 213,244,000 | 217,695,000 | 215,189,000 | 223,396,000 |