Call reports 2025
EASTERN CONNECTICUT SAVINGS BANK — 2025
What EASTERN CONNECTICUT SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Total assets | 269,692,000 | 262,643,000 |
| Total loans | 221,965,000 | 221,609,000 |
| Allowance for loan losses | 1,589,000 | 1,539,000 |
| Securities available for sale | 29,000 | 25,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 241,569,000 | 234,935,000 |
| Interest-bearing deposits | 189,496,000 | 182,076,000 |
| Noninterest-bearing deposits | 52,073,000 | 52,859,000 |
| Equity capital | 18,540,000 | 18,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Interest income | 2,930,000 | 5,850,000 |
| Interest expense | 1,129,000 | 2,240,000 |
| Net interest income | 1,801,000 | 3,610,000 |
| Noninterest income | 285,000 | 587,000 |
| Noninterest expense | 2,217,000 | 4,038,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -131,000 | 159,000 |
| Income tax | -27,000 | 39,000 |
| Net income | -104,000 | 120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Tier 1 capital | 18,270,000 | 18,201,000 |
| Total capital | 19,879,000 | 19,760,000 |
| Risk-weighted assets | 171,923,000 | 172,051,000 |