Call reports 2022
EASTERN CONNECTICUT SAVINGS BANK — 2022
What EASTERN CONNECTICUT SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 249,456,000 | 259,471,000 | 270,706,000 | 270,820,000 |
| Total loans | 225,164,000 | 235,897,000 | 242,130,000 | 245,677,000 |
| Allowance for loan losses | 1,786,000 | 1,617,000 | 1,638,000 | 1,669,000 |
| Securities available for sale | 125,000 | 111,000 | 97,000 | 87,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,998,000 | 232,145,000 | 245,600,000 | 233,525,000 |
| Interest-bearing deposits | 172,339,000 | 175,662,000 | 186,577,000 | 176,454,000 |
| Noninterest-bearing deposits | 54,659,000 | 56,483,000 | 59,023,000 | 57,071,000 |
| Equity capital | 18,093,000 | 18,309,000 | 18,769,000 | 18,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,213,000 | 4,547,000 | 7,059,000 | 9,670,000 |
| Interest expense | 138,000 | 294,000 | 562,000 | 941,000 |
| Net interest income | 2,075,000 | 4,253,000 | 6,497,000 | 8,729,000 |
| Noninterest income | 493,000 | 928,000 | 1,553,000 | 1,890,000 |
| Noninterest expense | 2,317,000 | 4,638,000 | 6,909,000 | 9,187,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 221,000 | 483,000 | 1,051,000 | 1,312,000 |
| Income tax | 39,000 | 87,000 | 193,000 | 240,000 |
| Net income | 182,000 | 396,000 | 858,000 | 1,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,912,000 | 18,128,000 | 18,606,000 | 18,820,000 |
| Total capital | 19,698,000 | 19,745,000 | 20,244,000 | 20,489,000 |
| Risk-weighted assets | 176,561,000 | 181,699,000 | 184,526,000 | 186,721,000 |
Machine access — free, no API key
Every figure shown here about EASTERN CONNECTICUT SAVINGS BANK — 2022 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.