Call reports 2006
SIGNATURE BANK — 2006
What SIGNATURE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 239,987,000 | 258,314,000 | 267,615,000 | 268,937,000 |
| Total loans | 187,409,000 | 200,835,000 | 211,762,000 | 216,525,000 |
| Allowance for loan losses | 2,391,000 | 2,567,000 | 2,681,000 | 2,721,000 |
| Securities available for sale | 16,055,000 | 16,600,000 | 16,628,000 | 16,425,000 |
| Securities held to maturity | 16,509,000 | 16,849,000 | 16,846,000 | 16,843,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,329,000 | 211,962,000 | 219,696,000 | 222,998,000 |
| Interest-bearing deposits | 162,572,000 | 168,569,000 | 205,629,000 | 207,364,000 |
| Noninterest-bearing deposits | 40,756,000 | 43,393,000 | 14,067,000 | 15,634,000 |
| Equity capital | 17,507,000 | 18,476,000 | 19,876,000 | 20,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,848,000 | 8,204,000 | 12,832,000 | 17,581,000 |
| Interest expense | 1,428,000 | 3,149,000 | 5,168,000 | 7,314,000 |
| Net interest income | 2,420,000 | 5,055,000 | 7,664,000 | 10,267,000 |
| Noninterest income | 250,000 | 568,000 | 850,000 | 1,139,000 |
| Noninterest expense | 1,774,000 | 3,710,000 | 5,688,000 | 7,687,000 |
| Provision for loan losses | 241,000 | 444,000 | 557,000 | 1,677,000 |
| Pretax income | 655,000 | 1,469,000 | 2,269,000 | 2,042,000 |
| Income tax | 227,000 | 493,000 | 725,000 | 582,000 |
| Net income | 428,000 | 976,000 | 1,544,000 | 1,460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,924,000 | 18,972,000 | 20,040,000 | 20,456,000 |
| Total capital | 20,315,000 | 21,539,000 | 22,721,000 | 23,177,000 |
| Risk-weighted assets | 200,145,000 | 214,350,000 | 224,251,000 | 229,835,000 |