Call reports 2004
SIGNATURE BANK — 2004
What SIGNATURE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 130,097,000 | 133,905,000 | 138,777,000 | 164,380,000 |
| Total loans | 97,842,000 | 97,444,000 | 104,991,000 | 119,562,000 |
| Allowance for loan losses | 1,128,000 | 1,243,000 | 1,315,000 | 1,496,000 |
| Securities available for sale | 11,901,000 | 17,970,000 | 21,317,000 | 24,951,000 |
| Securities held to maturity | 0 | 2,115,000 | 3,924,000 | 5,759,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,249,000 | 119,005,000 | 123,043,000 | 146,889,000 |
| Interest-bearing deposits | 93,826,000 | 95,152,000 | 99,736,000 | 117,333,000 |
| Noninterest-bearing deposits | 21,423,000 | 23,853,000 | 23,307,000 | 29,556,000 |
| Equity capital | 10,440,000 | 10,350,000 | 10,815,000 | 12,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,568,000 | 3,234,000 | 5,061,000 | 7,179,000 |
| Interest expense | 479,000 | 999,000 | 1,511,000 | 2,095,000 |
| Net interest income | 1,089,000 | 2,235,000 | 3,550,000 | 5,084,000 |
| Noninterest income | 157,000 | 276,000 | 428,000 | 558,000 |
| Noninterest expense | 924,000 | 1,841,000 | 2,811,000 | 3,799,000 |
| Provision for loan losses | 150,000 | 270,000 | 330,000 | 516,000 |
| Pretax income | 172,000 | 400,000 | 842,000 | 1,332,000 |
| Income tax | 65,000 | 149,000 | 307,000 | 484,000 |
| Net income | 107,000 | 251,000 | 535,000 | 848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,402,000 | 10,546,000 | 10,811,000 | 12,066,000 |
| Total capital | 11,529,000 | 11,789,000 | 12,126,000 | 13,562,000 |
| Risk-weighted assets | 101,041,000 | 103,818,000 | 111,594,000 | 133,325,000 |