Call reports 2002
SIGNATURE BANK — 2002
What SIGNATURE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 60,412,000 | 68,987,000 | 74,785,000 | 80,434,000 |
| Total loans | 39,581,000 | 50,407,000 | 55,795,000 | 64,402,000 |
| Allowance for loan losses | 487,000 | 547,000 | 627,000 | 727,000 |
| Securities available for sale | 11,923,000 | 10,587,000 | 7,574,000 | 9,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,738,000 | 60,606,000 | 65,846,000 | 69,715,000 |
| Interest-bearing deposits | 44,032,000 | 50,458,000 | 54,436,000 | 57,965,000 |
| Noninterest-bearing deposits | 7,706,000 | 10,148,000 | 11,410,000 | 11,750,000 |
| Equity capital | 5,458,000 | 5,713,000 | 5,755,000 | 9,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 863,000 | 1,798,000 | 2,828,000 | 3,943,000 |
| Interest expense | 313,000 | 631,000 | 1,019,000 | 1,400,000 |
| Net interest income | 550,000 | 1,167,000 | 1,809,000 | 2,543,000 |
| Noninterest income | 111,000 | 205,000 | 283,000 | 355,000 |
| Noninterest expense | 472,000 | 973,000 | 1,516,000 | 2,129,000 |
| Provision for loan losses | 45,000 | 105,000 | 195,000 | 315,000 |
| Pretax income | 144,000 | 295,000 | 382,000 | 455,000 |
| Income tax | 58,000 | 118,000 | 153,000 | 182,000 |
| Net income | 86,000 | 177,000 | 229,000 | 273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,405,000 | 5,641,000 | 5,693,000 | 9,531,000 |
| Total capital | 5,892,000 | 6,188,000 | 6,320,000 | 10,258,000 |
| Risk-weighted assets | 46,082,000 | 54,966,000 | 60,341,000 | 68,428,000 |