Call reports 2001
SIGNATURE BANK — 2001
What SIGNATURE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 36,163,000 | 44,118,000 | 47,794,000 | 61,536,000 |
| Total loans | 25,633,000 | 28,513,000 | 33,447,000 | 38,121,000 |
| Allowance for loan losses | 269,000 | 307,000 | 372,000 | 442,000 |
| Securities available for sale | 7,083,000 | 4,086,000 | 10,209,000 | 13,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,397,000 | 36,719,000 | 36,717,000 | 53,427,000 |
| Interest-bearing deposits | 24,347,000 | 30,364,000 | 31,186,000 | 47,120,000 |
| Noninterest-bearing deposits | 3,050,000 | 6,355,000 | 5,531,000 | 6,307,000 |
| Equity capital | 5,500,000 | 5,482,000 | 5,552,000 | 5,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 647,000 | 1,335,000 | 2,120,000 | 2,956,000 |
| Interest expense | 340,000 | 672,000 | 1,015,000 | 1,345,000 |
| Net interest income | 307,000 | 663,000 | 1,105,000 | 1,611,000 |
| Noninterest income | 50,000 | 102,000 | 165,000 | 246,000 |
| Noninterest expense | 312,000 | 710,000 | 1,160,000 | 1,647,000 |
| Provision for loan losses | 30,000 | 68,000 | 133,000 | 203,000 |
| Pretax income | 38,000 | 21,000 | 11,000 | 41,000 |
| Income tax | 15,000 | 9,000 | 5,000 | 15,000 |
| Net income | 23,000 | 12,000 | 6,000 | 26,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,130,000 | 5,110,000 | 5,219,000 | 5,254,000 |
| Total capital | 5,399,000 | 5,417,000 | 5,591,000 | 5,696,000 |
| Risk-weighted assets | 27,650,000 | 31,869,000 | 37,576,000 | 44,853,000 |