Call reports 2010
COMMUNITY CENTRAL BANK — 2010
What COMMUNITY CENTRAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 558,201,000 | 542,822,000 | 516,283,000 | 476,334,000 |
| Total loans | 404,145,000 | 403,094,000 | 397,226,000 | 375,139,000 |
| Allowance for loan losses | 14,508,000 | 16,310,000 | 19,566,000 | 19,473,000 |
| Securities available for sale | 49,412,000 | 43,647,000 | 46,931,000 | 35,355,000 |
| Securities held to maturity | 3,431,000 | 3,293,000 | 3,083,000 | 2,981,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,873,000 | 429,282,000 | 396,544,000 | 385,350,000 |
| Interest-bearing deposits | 373,975,000 | 366,709,000 | 343,377,000 | 342,111,000 |
| Noninterest-bearing deposits | 52,898,000 | 62,573,000 | 53,167,000 | 43,239,000 |
| Equity capital | 26,243,000 | 22,305,000 | 17,158,000 | 8,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,404,000 | 12,878,000 | 19,278,000 | 25,347,000 |
| Interest expense | 3,414,000 | 6,671,000 | 9,504,000 | 12,154,000 |
| Net interest income | 2,990,000 | 6,207,000 | 9,774,000 | 13,193,000 |
| Noninterest income | 870,000 | 1,383,000 | 2,346,000 | 5,499,000 |
| Noninterest expense | 4,500,000 | 8,575,000 | 13,503,000 | 19,878,000 |
| Provision for loan losses | 8,200,000 | 12,200,000 | 16,750,000 | 22,250,000 |
| Pretax income | -8,762,000 | -12,976,000 | -17,856,000 | -23,254,000 |
| Income tax | 0 | 0 | 0 | 2,998,000 |
| Net income | -8,762,000 | -12,976,000 | -17,856,000 | -26,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,510,000 | 18,351,000 | 13,391,000 | 8,525,000 |
| Total capital | 27,507,000 | 23,223,000 | 18,321,000 | 13,207,000 |
| Risk-weighted assets | 390,264,000 | 378,241,000 | 379,121,000 | 359,752,000 |