Call reports 2006
COMMUNITY CENTRAL BANK — 2006
What COMMUNITY CENTRAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 483,320,000 | 503,370,000 | 516,698,000 | 503,985,000 |
| Total loans | 356,140,000 | 371,649,000 | 373,630,000 | 370,723,000 |
| Allowance for loan losses | 3,596,000 | 3,670,000 | 3,709,000 | 3,815,000 |
| Securities available for sale | 92,139,000 | 93,988,000 | 96,978,000 | 80,916,000 |
| Securities held to maturity | 1,078,000 | 1,049,000 | 1,038,000 | 1,017,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,604,000 | 355,026,000 | 367,698,000 | 357,883,000 |
| Interest-bearing deposits | 301,218,000 | 318,603,000 | 335,091,000 | 324,497,000 |
| Noninterest-bearing deposits | 34,386,000 | 36,423,000 | 32,607,000 | 33,386,000 |
| Equity capital | 43,091,000 | 42,954,000 | 44,175,000 | 44,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,114,000 | 14,978,000 | 23,198,000 | 31,475,000 |
| Interest expense | 3,771,000 | 8,190,000 | 13,033,000 | 18,039,000 |
| Net interest income | 3,343,000 | 6,788,000 | 10,165,000 | 13,436,000 |
| Noninterest income | 1,211,000 | 2,516,000 | 3,785,000 | 4,957,000 |
| Noninterest expense | 3,216,000 | 6,581,000 | 9,976,000 | 13,607,000 |
| Provision for loan losses | 50,000 | 175,000 | 250,000 | 550,000 |
| Pretax income | 1,288,000 | 2,548,000 | 3,721,000 | 4,244,000 |
| Income tax | 316,000 | 615,000 | 880,000 | 960,000 |
| Net income | 972,000 | 1,933,000 | 2,841,000 | 3,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,345,000 | 42,996,000 | 43,563,000 | 43,662,000 |
| Total capital | 45,941,000 | 46,666,000 | 47,272,000 | 47,477,000 |
| Risk-weighted assets | 367,732,000 | 389,287,000 | 393,380,000 | 391,967,000 |