Call reports 2003
COMMUNITY CENTRAL BANK — 2003
What COMMUNITY CENTRAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 310,476,000 | 322,706,000 | 346,889,000 | 357,379,000 |
| Total loans | 229,819,000 | 240,918,000 | 250,614,000 | 278,069,000 |
| Allowance for loan losses | 3,421,000 | 3,421,000 | 3,453,000 | 3,573,000 |
| Securities available for sale | 61,052,000 | 48,742,000 | 53,022,000 | 57,135,000 |
| Securities held to maturity | 1,097,000 | 977,000 | 941,000 | 895,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,499,000 | 230,988,000 | 241,099,000 | 258,341,000 |
| Interest-bearing deposits | 188,916,000 | 193,802,000 | 206,183,000 | 224,527,000 |
| Noninterest-bearing deposits | 35,583,000 | 37,186,000 | 34,916,000 | 33,814,000 |
| Equity capital | 28,988,000 | 29,636,000 | 29,640,000 | 30,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,854,000 | 7,886,000 | 11,846,000 | 16,420,000 |
| Interest expense | 1,653,000 | 3,325,000 | 4,893,000 | 6,574,000 |
| Net interest income | 2,201,000 | 4,561,000 | 6,953,000 | 9,846,000 |
| Noninterest income | 1,364,000 | 3,834,000 | 6,096,000 | 8,004,000 |
| Noninterest expense | 2,793,000 | 6,814,000 | 10,405,000 | 14,008,000 |
| Provision for loan losses | 50,000 | 75,000 | 125,000 | 275,000 |
| Pretax income | 876,000 | 1,913,000 | 2,937,000 | 3,984,000 |
| Income tax | 265,000 | 595,000 | 897,000 | 1,193,000 |
| Net income | 611,000 | 1,318,000 | 2,040,000 | 2,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,804,000 | 29,340,000 | 29,800,000 | 29,427,000 |
| Total capital | 31,541,000 | 32,253,000 | 32,900,000 | 32,808,000 |
| Risk-weighted assets | 218,249,000 | 232,541,000 | 247,684,000 | 270,260,000 |