Call reports 2002
COMMUNITY CENTRAL BANK — 2002
What COMMUNITY CENTRAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 235,673,000 | 259,579,000 | 279,703,000 | 287,316,000 |
| Total loans | 163,450,000 | 178,140,000 | 192,533,000 | 215,294,000 |
| Allowance for loan losses | 3,014,000 | 2,982,000 | 3,237,000 | 3,377,000 |
| Securities available for sale | 48,276,000 | 46,891,000 | 60,477,000 | 57,200,000 |
| Securities held to maturity | 1,048,000 | 872,000 | 1,397,000 | 1,290,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,955,000 | 205,600,000 | 207,897,000 | 203,887,000 |
| Interest-bearing deposits | 162,100,000 | 188,733,000 | 174,215,000 | 171,652,000 |
| Noninterest-bearing deposits | 28,855,000 | 16,867,000 | 33,682,000 | 32,235,000 |
| Equity capital | 19,697,000 | 27,334,000 | 28,203,000 | 28,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,536,000 | 7,149,000 | 11,046,000 | 14,955,000 |
| Interest expense | 1,571,000 | 3,082,000 | 4,664,000 | 6,294,000 |
| Net interest income | 1,965,000 | 4,067,000 | 6,382,000 | 8,661,000 |
| Noninterest income | 593,000 | 1,672,000 | 3,423,000 | 5,254,000 |
| Noninterest expense | 1,737,000 | 4,029,000 | 7,011,000 | 10,132,000 |
| Provision for loan losses | 150,000 | 315,000 | 575,000 | 755,000 |
| Pretax income | 701,000 | 1,429,000 | 2,395,000 | 3,290,000 |
| Income tax | 222,000 | 456,000 | 774,000 | 1,049,000 |
| Net income | 479,000 | 973,000 | 1,621,000 | 2,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,664,000 | 27,073,000 | 27,639,000 | 28,313,000 |
| Total capital | 21,811,000 | 29,391,000 | 30,132,000 | 30,903,000 |
| Risk-weighted assets | 170,912,000 | 184,773,000 | 198,685,000 | 206,423,000 |