Call reports 2001
COMMUNITY CENTRAL BANK — 2001
What COMMUNITY CENTRAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 216,874,000 | 219,834,000 | 221,091,000 | 234,980,000 |
| Total loans | 156,678,000 | 153,503,000 | 152,960,000 | 159,222,000 |
| Allowance for loan losses | 2,622,000 | 2,668,000 | 2,791,000 | 2,930,000 |
| Securities available for sale | 22,894,000 | 38,773,000 | 36,209,000 | 44,328,000 |
| Securities held to maturity | 1,582,000 | 1,403,000 | 1,289,000 | 1,207,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,442,000 | 189,662,000 | 173,100,000 | 193,229,000 |
| Interest-bearing deposits | 174,268,000 | 164,538,000 | 147,936,000 | 166,041,000 |
| Noninterest-bearing deposits | 17,174,000 | 25,124,000 | 25,164,000 | 27,188,000 |
| Equity capital | 17,920,000 | 18,360,000 | 19,025,000 | 19,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,221,000 | 8,126,000 | 11,881,000 | 15,534,000 |
| Interest expense | 2,422,000 | 4,536,000 | 6,392,000 | 8,050,000 |
| Net interest income | 1,799,000 | 3,590,000 | 5,489,000 | 7,484,000 |
| Noninterest income | 135,000 | 283,000 | 800,000 | 1,498,000 |
| Noninterest expense | 1,249,000 | 2,546,000 | 4,241,000 | 6,115,000 |
| Provision for loan losses | 100,000 | 175,000 | 325,000 | 475,000 |
| Pretax income | 626,000 | 1,247,000 | 1,962,000 | 2,677,000 |
| Income tax | 212,000 | 419,000 | 660,000 | 907,000 |
| Net income | 414,000 | 828,000 | 1,302,000 | 1,770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,732,000 | 18,161,000 | 18,611,000 | 19,338,000 |
| Total capital | 19,698,000 | 20,162,000 | 20,599,000 | 21,439,000 |
| Risk-weighted assets | 156,654,000 | 159,421,000 | 158,214,000 | 167,219,000 |