Call reports 2026
HAPPEN BANK, NATIONAL ASSOCIATION — 2026
What HAPPEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 11,845,708,000 | 12,476,843,000 |
| Total loans | 6,774,051,000 | 7,043,712,000 |
| Allowance for loan losses | 237,697,000 | 192,893,000 |
| Securities available for sale | 3,857,338,000 | 4,036,374,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 10,282,601,000 | 10,854,299,000 |
| Interest-bearing deposits | 9,781,568,000 | 10,336,236,000 |
| Noninterest-bearing deposits | 501,033,000 | 518,063,000 |
| Equity capital | 1,362,131,000 | 1,428,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 260,945,000 | 529,654,000 |
| Interest expense | 84,973,000 | 174,891,000 |
| Net interest income | 175,972,000 | 354,763,000 |
| Noninterest income | 73,063,000 | 153,541,000 |
| Noninterest expense | 182,749,000 | 377,939,000 |
| Provision for loan losses | 846,000 | -10,039,000 |
| Pretax income | 65,896,000 | 140,892,000 |
| Income tax | 14,895,000 | 32,069,000 |
| Net income | 51,001,000 | 108,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 1,246,195,000 | 1,315,687,000 |
| Total capital | 1,348,526,000 | 1,422,423,000 |
| Risk-weighted assets | 8,050,248,000 | 8,452,041,000 |