Call reports 2019
HAPPEN BANK, NATIONAL ASSOCIATION — 2019
What HAPPEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,306,320,000 | 1,346,249,000 | 1,356,036,000 | 1,390,254,000 |
| Total loans | 935,104,000 | 977,131,000 | 1,006,300,000 | 1,077,336,000 |
| Allowance for loan losses | 7,099,000 | 7,422,000 | 8,104,000 | 8,284,000 |
| Securities available for sale | 242,538,000 | 251,417,000 | 234,444,000 | 231,662,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,085,449,000 | 1,138,183,000 | 1,193,688,000 | 1,190,769,000 |
| Interest-bearing deposits | 1,036,228,000 | 1,085,656,000 | 1,129,680,000 | 1,135,557,000 |
| Noninterest-bearing deposits | 49,221,000 | 52,526,000 | 64,008,000 | 55,213,000 |
| Equity capital | 120,048,000 | 123,575,000 | 126,259,000 | 122,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 13,354,000 | 27,480,000 | 41,452,000 | 55,035,000 |
| Interest expense | 3,743,000 | 8,099,000 | 12,647,000 | 16,977,000 |
| Net interest income | 9,611,000 | 19,381,000 | 28,805,000 | 38,058,000 |
| Noninterest income | 2,342,000 | 5,035,000 | 8,023,000 | 10,747,000 |
| Noninterest expense | 9,546,000 | 18,682,000 | 28,300,000 | 38,679,000 |
| Provision for loan losses | 220,000 | 2,409,000 | 2,926,000 | 4,457,000 |
| Pretax income | 2,187,000 | 3,325,000 | 6,015,000 | 7,079,000 |
| Income tax | 424,000 | 556,000 | 1,102,000 | 2,037,000 |
| Net income | 1,763,000 | 2,769,000 | 4,913,000 | 5,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,971,000 | 119,236,000 | 121,484,000 | 119,217,000 |
| Total capital | 125,103,000 | 126,691,000 | 129,621,000 | 127,517,000 |
| Risk-weighted assets | 946,281,000 | 993,381,000 | 1,015,422,000 | 1,078,901,000 |