Call reports 2013
HAPPEN BANK, NATIONAL ASSOCIATION — 2013
What HAPPEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 599,096,000 | 604,189,000 | 663,452,000 | 668,806,000 |
| Total loans | 473,343,000 | 483,640,000 | 536,602,000 | 548,345,000 |
| Allowance for loan losses | 7,689,000 | 7,970,000 | 7,300,000 | 6,812,000 |
| Securities available for sale | 90,860,000 | 87,474,000 | 82,126,000 | 78,677,000 |
| Securities held to maturity | 31,000 | 28,000 | 26,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 476,587,000 | 482,774,000 | 500,931,000 | 519,386,000 |
| Interest-bearing deposits | 379,611,000 | 376,679,000 | 372,870,000 | 391,588,000 |
| Noninterest-bearing deposits | 96,976,000 | 106,095,000 | 128,061,000 | 127,798,000 |
| Equity capital | 56,076,000 | 55,410,000 | 56,620,000 | 56,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,563,000 | 11,222,000 | 17,045,000 | 23,389,000 |
| Interest expense | 1,068,000 | 2,029,000 | 2,922,000 | 3,822,000 |
| Net interest income | 4,495,000 | 9,193,000 | 14,123,000 | 19,567,000 |
| Noninterest income | 470,000 | 1,188,000 | 1,595,000 | 2,237,000 |
| Noninterest expense | 4,276,000 | 8,618,000 | 13,253,000 | 17,802,000 |
| Provision for loan losses | 150,000 | 350,000 | 350,000 | 350,000 |
| Pretax income | 539,000 | 1,413,000 | 2,115,000 | 3,652,000 |
| Income tax | 100,000 | 392,000 | 597,000 | 1,362,000 |
| Net income | 439,000 | 1,021,000 | 1,518,000 | 2,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,659,000 | 52,364,000 | 53,846,000 | 54,423,000 |
| Total capital | 56,385,000 | 57,158,000 | 59,076,000 | 59,871,000 |
| Risk-weighted assets | 375,138,000 | 380,313,000 | 416,334,000 | 434,586,000 |