Call reports 2012
HAPPEN BANK, NATIONAL ASSOCIATION — 2012
What HAPPEN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 588,352,000 | 576,582,000 | 629,256,000 | 632,197,000 |
| Total loans | 387,873,000 | 389,288,000 | 436,310,000 | 463,745,000 |
| Allowance for loan losses | 9,684,000 | 9,221,000 | 9,147,000 | 7,488,000 |
| Securities available for sale | 116,464,000 | 112,459,000 | 106,026,000 | 94,210,000 |
| Securities held to maturity | 37,000 | 35,000 | 34,000 | 32,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 459,878,000 | 453,981,000 | 510,226,000 | 512,001,000 |
| Interest-bearing deposits | 368,770,000 | 362,626,000 | 415,776,000 | 409,935,000 |
| Noninterest-bearing deposits | 91,108,000 | 91,355,000 | 94,450,000 | 102,066,000 |
| Equity capital | 55,288,000 | 56,131,000 | 55,673,000 | 55,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,832,000 | 11,434,000 | 17,144,000 | 23,006,000 |
| Interest expense | 1,381,000 | 2,639,000 | 3,827,000 | 4,956,000 |
| Net interest income | 4,451,000 | 8,795,000 | 13,317,000 | 18,050,000 |
| Noninterest income | 257,000 | 539,000 | 909,000 | 1,407,000 |
| Noninterest expense | 4,473,000 | 8,661,000 | 12,806,000 | 17,205,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 243,000 | 723,000 | 1,473,000 | 2,306,000 |
| Income tax | -11,000 | 93,000 | 295,000 | 571,000 |
| Net income | 254,000 | 630,000 | 1,178,000 | 1,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,904,000 | 51,016,000 | 50,719,000 | 51,307,000 |
| Total capital | 55,176,000 | 55,306,000 | 55,101,000 | 55,868,000 |
| Risk-weighted assets | 336,314,000 | 338,276,000 | 345,799,000 | 361,987,000 |