Call reports 2025
MINNSTAR BANK NATIONAL ASSOCIATION — 2025
What MINNSTAR BANK NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 196,522,000 | 193,286,000 | 188,674,000 | 191,406,000 |
| Total loans | 157,481,000 | 157,625,000 | 149,953,000 | 156,573,000 |
| Allowance for loan losses | 2,530,000 | 2,530,000 | 2,535,000 | 2,349,000 |
| Securities available for sale | 10,119,000 | 10,024,000 | 9,853,000 | 9,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,917,000 | 166,124,000 | 164,510,000 | 167,619,000 |
| Interest-bearing deposits | 130,909,000 | 130,801,000 | 127,468,000 | 129,890,000 |
| Noninterest-bearing deposits | 37,008,000 | 35,323,000 | 37,042,000 | 37,729,000 |
| Equity capital | 21,127,000 | 21,028,000 | 21,251,000 | 21,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,642,000 | 5,302,000 | 7,964,000 | 10,535,000 |
| Interest expense | 1,042,000 | 2,088,000 | 3,094,000 | 4,083,000 |
| Net interest income | 1,600,000 | 3,214,000 | 4,870,000 | 6,452,000 |
| Noninterest income | 168,000 | 315,000 | 459,000 | 608,000 |
| Noninterest expense | 1,155,000 | 2,305,000 | 3,483,000 | 4,659,000 |
| Provision for loan losses | 0 | 0 | 0 | 214,000 |
| Pretax income | 612,000 | 1,223,000 | 1,839,000 | 2,180,000 |
| Income tax | 171,000 | 341,000 | 514,000 | 618,000 |
| Net income | 441,000 | 882,000 | 1,325,000 | 1,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,339,000 | 21,181,000 | 21,373,000 | 21,328,000 |
| Total capital | 23,145,000 | 22,984,000 | 23,098,000 | 23,140,000 |
| Risk-weighted assets | 143,811,000 | 143,513,000 | 137,202,000 | 144,449,000 |