Call reports 2023
MINNSTAR BANK NATIONAL ASSOCIATION — 2023
What MINNSTAR BANK NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 195,658,000 | 212,616,000 | 210,808,000 | 215,548,000 |
| Total loans | 172,279,000 | 182,077,000 | 186,885,000 | 191,887,000 |
| Allowance for loan losses | 1,761,000 | 1,791,000 | 1,837,000 | 2,303,000 |
| Securities available for sale | 9,577,000 | 9,653,000 | 9,409,000 | 9,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,030,000 | 184,787,000 | 179,297,000 | 182,795,000 |
| Interest-bearing deposits | 129,165,000 | 145,388,000 | 142,706,000 | 143,969,000 |
| Noninterest-bearing deposits | 39,865,000 | 39,399,000 | 36,591,000 | 38,826,000 |
| Equity capital | 15,491,000 | 15,772,000 | 16,111,000 | 16,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,189,000 | 4,669,000 | 7,476,000 | 10,335,000 |
| Interest expense | 572,000 | 1,373,000 | 2,450,000 | 3,597,000 |
| Net interest income | 1,617,000 | 3,296,000 | 5,026,000 | 6,738,000 |
| Noninterest income | 141,000 | 301,000 | 459,000 | 1,069,000 |
| Noninterest expense | 1,107,000 | 2,223,000 | 3,401,000 | 4,555,000 |
| Provision for loan losses | 30,000 | 60,000 | 105,000 | 574,000 |
| Pretax income | 621,000 | 1,323,000 | 1,994,000 | 2,705,000 |
| Income tax | 46,000 | 93,000 | 140,000 | 265,000 |
| Net income | 575,000 | 1,230,000 | 1,854,000 | 2,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,005,000 | 16,344,000 | 16,789,000 | 17,341,000 |
| Total capital | 17,767,000 | 18,136,000 | 18,626,000 | 19,569,000 |
| Risk-weighted assets | 163,781,000 | 169,730,000 | 172,584,000 | 178,194,000 |